firms.We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks … in the vicinity.For our study we employ detailed contract information from more than 15,000 bank loans to small firms … comprising the entire loan portfolio of a large Belgian bank.We control for relevant relationship, loan contract, bank branch …

only part of a loan is reported as nonperforming, and whether a bank is required to downgrade all loans to a given debtor …

series of data are available. Second, national supervisors’ NPL definitions mostly relate to the commonly used credit quality …

remains unclear the extent to which currently reported data reflect the true credit risk in loan portfolios and whether … lending decisions have started to be taken on a commercial basis. We examine lending growth, credit pricing, and regional … (SCBs). We find that the SCBs have slowed down credit expansion, but that the pricing of credit risk remains …

In recent years growing competition in the microfinance industry has been censured for multiple borrowing, default … crises, high interest rates and coercive recovery of loans. Using the Boone indicator as a measure for competition, our paper … investigates the impact of competition on microfinance institutions’ (MFIs) outreach, financial performance and quality of loan …

system vulnerability behaved in the case of the Republic of Moldova: system’s liquidity, capitalization, competition …

Benachteiligung des Mittelstands und auch nicht zu dem vielfach befürchteten Credit Crunch führen (muss)«. Für Gerhard Hofmann …, Deutsche Bundesbank, ist »unter dem Gesichtspunkt der Stabilität der einzelnen Bank und unseres Bankensystems ... Basel II …

credit growth experienced by these countries. We find that, on average, both bank capitalization and lending activities in … Latin America increased after Basel. Consequently, Basel did not seem to lead to an overall credit decline. However, we do … Basel II might cause greater procyclicality of credit. …