In this paper the effects of the introduction of the so called “pay per use” -insurance products are examined. These … insurance-premium paid. Since there is a positive correlation between mileage and the risk of causing an accident the refund is … characteristics of “pay per use” policy-holders and “traditional” policy- holders. Therefore a random sample of 4,000 car-insurance …

’ earnings forecasts of U.S. insurance companies. During most of the sample period, April 1983 through September 2012, the … financial markets. The differences in the IERP across the insurance sub-industries remained substantial after the crisis … of the results is that the current trend in accounting regulation to eliminate accounting differences across insurance …

The collapse of Colonial Life Insurance Company (Trinidad) Limited caused one of the most significant financial events … unlike a typical insurance company. The paper provides useful analysis for those in need of information regarding the failure …

but not reported (IBNR) claims (in property casualty insurance) from residuals in a dynamic claims forecast model is … through insurance accounting relationships for adjusted underwriting results; and loss ratio or pure premium calculations …