-finance institutions and brought the micro-finance industry to an abrupt halt. We measure the impact of micro-credit withdrawal in this …

This study examines how bank ownership influenced the credit supply during the recent financial crisis in Russia, where … original approach based on stochastic frontier analysis. Our findings suggest bank ownership affected credit supply during the … estimate credit supply changes, we employ an exhaustive dataset for Russian banks that covers the crisis period and apply an …

firms.We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks … in the vicinity.For our study we employ detailed contract information from more than 15,000 bank loans to small firms … comprising the entire loan portfolio of a large Belgian bank.We control for relevant relationship, loan contract, bank branch …

obtain more credit and/or lower loan rates under relationship lending. Furthermore, bank competition makes benefits for … borrowers more likely. The second conclusion is that trade credit has limited scope to replace bank debt when the latter is … subject to a shock. SMEs in Europe have countered a shock to their bank debt to some extent with trade credit. However …

Benachteiligung des Mittelstands und auch nicht zu dem vielfach befürchteten Credit Crunch führen (muss)«. Für Gerhard Hofmann …, Deutsche Bundesbank, ist »unter dem Gesichtspunkt der Stabilität der einzelnen Bank und unseres Bankensystems ... Basel II …

Using data from the 1977 Consumer Credit Survey and from the 1989 Survey of Consumer Finances, we investigate changes … in bank policies may have contributed to these trends, socioeconomic changes in the population alone can explain the …

What is the impact of foreign bank entry on the pricing and availability of credit in developing economies? The Mexican … 2007. We construct and analyze a panel of Mexican bank financial data covering this period and find no evidence that … foreign entry increases the availability of credit. We also find that switching from domestic to foreign ownership is …

behind such restructuring processes, the globalisation of the credit markets, the consolidation of banking structures, the …

shows the impacts of credit rationing and tightening credit conditions, even in the syndicated loans market. We investigate … previously developed relationship with a lead bank obtained a lower spread and a longer maturity during the financial crisis but …

credit losses rise when the cycle falls, but less so when net income of banks is relatively high, which reduces … as (shortage of)capital, which contradicts the assumptions underlying capital crunch theory. All in all, over the last …