-finance institutions and brought the micro-finance industry to an abrupt halt. We measure the impact of micro-credit withdrawal in this …

This study examines how bank ownership influenced the credit supply during the recent financial crisis in Russia, where … original approach based on stochastic frontier analysis. Our findings suggest bank ownership affected credit supply during the … estimate credit supply changes, we employ an exhaustive dataset for Russian banks that covers the crisis period and apply an …

Benachteiligung des Mittelstands und auch nicht zu dem vielfach befürchteten Credit Crunch führen (muss)«. Für Gerhard Hofmann …, Deutsche Bundesbank, ist »unter dem Gesichtspunkt der Stabilität der einzelnen Bank und unseres Bankensystems ... Basel II …

firms.We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks … in the vicinity.For our study we employ detailed contract information from more than 15,000 bank loans to small firms … comprising the entire loan portfolio of a large Belgian bank.We control for relevant relationship, loan contract, bank branch …

obtain more credit and/or lower loan rates under relationship lending. Furthermore, bank competition makes benefits for … borrowers more likely. The second conclusion is that trade credit has limited scope to replace bank debt when the latter is … subject to a shock. SMEs in Europe have countered a shock to their bank debt to some extent with trade credit. However …

This article analyzes factors influencing the decisions of prospective lenders to extend credit to small and minority … commercial banks)are four times more likely to deny credit to firms owned by African-Americans than to firms owned by Non …-Hispanic whites, and are twice as likely to deny credit to firms owned by Asian-Americans than to firms owned by Non-Hispanic whites …

Using data from the 1977 Consumer Credit Survey and from the 1989 Survey of Consumer Finances, we investigate changes … in bank policies may have contributed to these trends, socioeconomic changes in the population alone can explain the …

manifested in a convex dependence of bank capital requirements on the quantity of uncollateralized credit. We find that this kind …. In our model, producers are financed by both bank debt and equity, and face a mix of systemic and idiosyncratic …

problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper … carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk among SME clients of Banco Ciudad … repayment records to determine if psychometric-based credit scoring models could help ameliorate the constraints to SME finance …

This study investigated the determinants of bank savings in Nigeria as well as examined the impact of bank savings and … bank credits on Nigeria’s economic growth from 1970- 2006. We adopted two impact models; Distributed Lag-Error Correction … private savings, private sector credit, public sector credit, interest rate spread, exchange rates and economic growth. We …