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profitability of small business credit (and related information) services. The present study employs recently available business … relationship between bank profits and small business credit. Regression analyses are conducted using the rate of return on assets … have a negligible effect the profits of large banks, they tend to increase the profitability of small banks over time …
Persistent link: https://www.econbiz.de/10010790653
This paper takes stock of the current state of development of the financial systems in five Central European transition economies (the Czech Republic, Hungary, Poland, the Slovak Republic, and Slovenia) that are also leading EU accession candidates. It presents both a progress report and an...
Persistent link: https://www.econbiz.de/10005248292
The typical portrait of monetary policy has the banks and the money supply being manipulated through changes in bank … reserves. However, with only a small portion of bank deposits now subject to reserve requirements, an alternative explanation … requirements for monetary policy. In particular, we identify a "bank balance-sheet channel" of monetary policy, which operates …
Persistent link: https://www.econbiz.de/10005263662
This paper provides empirical evidence that the quality of regulatory governance-governance practices adopted by financial system regulators and supervisors-matters for financial system soundness. The paper constructs indices of financial system soundness and regulatory governance, based on...
Persistent link: https://www.econbiz.de/10005825836
regional banks being less cost and revenue efficient relative to both City and Trust banks. While Japanese bank profitability …The paper analyzes the efficiency and profitability of Japanese banks from 2000-06. It uses a non-parametric approach … banks, and the creation of bank consortia to pool resources for asset and risk management. …
Persistent link: https://www.econbiz.de/10005826428
We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide …
Persistent link: https://www.econbiz.de/10005826655
This 2004 Article IV Consultation highlights that six years after the 1998 financial crisis, Ukraine continues to recover strongly. In 2003, real GDP grew by 9.4 percent, despite a poor harvest, and reached 13.5 percent through July 2004. Growth in 2003–04 has been prompted by favorable...
Persistent link: https://www.econbiz.de/10005591159
This technical note explores the reasons for a comparatively high interest rate spread in Kazakhstan in the context of competition in the banking sector. In spite of significant gains in efficiency made in recent years, operational costs and provisioning for loan losses remain high compared with...
Persistent link: https://www.econbiz.de/10005591683
Macroeconomic performance has evolved in line with program projections, and financial market sentiment remains strong. Although the political situation remains stable, electoral politics are expected to intensify in advance of next year's general elections. The authorities indicated that they...
Persistent link: https://www.econbiz.de/10005591840
). These include increased competitive pressures on Slovenian banks from EU banks, and the risk to bank-asset quality from …
Persistent link: https://www.econbiz.de/10005599018