the U.S., we find that nursing home expenses play an important role in the savings of the wealthy. In our policy analysis … percent, Medicaid and old-age welfare programs crowd out 44 percent of savings and greatly increase wealth inequality, and …

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

-cycle framework how individuals respond to recessions. Our focus is on the sharp increase in savings rates that have been observed in … times. We show that the rise in the aggregate savings ratio is driven by increases in uncertainty, rather than tighening of …

-cycle framework how individuals respond to recessions. Our focus is on the sharp increase in savings rates that have been observed in … times. We show that the rise in the aggregate savings ratio is driven by increases in uncertainty, rather than tightening of …

saving is not an end in itself. The process of making savings should be analysed taking into account several related aspects …

-cycle framework how individuals respond to recessions. Our focus is on the sharp increase in savings rates that have been observed in … times. We show that the rise in the aggregate savings ratio is driven by increases in uncertainty, rather than tightening of …

We created a theoretical model of the main factors that influence household savings based on our secondary research …”: Their knowledge of savings products is above average, and they also try to take advantage of various tax allowances to a … moderate degree. 2. “Lives for today”: They are least familiar with the various savings options. Exploiting State tax …

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-linked savings (PLS) accounts, combining security of principal with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …