DRIGA, Imola; NITA, Dorina; DURA, Codruta - In: Economia. Seria Management 13 (2010) 2, pp. 378-390
that the bank can maximize risk adjusted return. In such cases, the account of the customer inevitably becomes overdue, the … granted loan turns into a non-performing credit and the lending bank registers a decline of its profit. In order to prevent … presents how the exposure to this type of risk can be evaluated at the level of an operative branch of the bank. …