descriptive-qualitative studies in electronic and cyber commerce. The authors have first explained the importance of regulation … for consumer protection and have then showed the position of regulation in e-money; thus, the authors have noted two … and the authors find consumer protection as the best regulation instrument in this way. Findings – The paper argues that e …

Purpose – The purpose of this paper is to consider whether a move from self‐regulation in the form of the Banking Code … to statutory regulation by the Financial Services Authority (FSA) of retail banking conduct of business is to be … FSA. Findings – The paper concludes that, while a move to statutory regulation is to be supported, there is concern about …

to vet the plausibility of the rationales given for a new regulation The article also takes a critical look at the CESL … exposes some of the shortcomings of the CESL and the dangers to substantive private law of crafting a regulation based on … regulation covering disparate areas of sale of goods, supplying (licensing) of digital content, trade‐related services, and …