picture of what happened and why it happened, describes the interrelationships between the mortgage markets and financial …

estate houses in Ghana to identify the prevailing mortgage gaps and to stimulate both reactive and proactive government … were: (1) salary levels of government employees and (2) mortgage values prevailing. The three data sets were analysed and … structured to identify the relationship between income levels and the prices of real estate houses within the prevailing mortgage …

Purpose – The purpose of this paper is to investigate driving forces behind mortgage rate choice among homeowners in a … market of no mortgage rate spread. The study reported on was conducted in Sweden, a country relatively spared both from … major ways: first, the Swedish case is modeled against a review of international research on mortgage rate choice. Second, a …

' mortgage rate decisions, such as the choice between an adjustable rate mortgage (ARM) and a fixed rate mortgage (FRM). Design … effects of education, income and risk aversion on household mortgage decisions are investigated. In addition, consumers …' financial literacy and self‐reported ability to handle sudden mortgage rate increases are examined. A test of gender effects is …

in a mortgage investment and or borrowed on a housing microfinance basis. Originality/value – The paper contributes to … than property, for mortgage financing. The proposals made are aimed at influencing policy by way of advocating for the use …

or other activities. Findings The mortgage securitization system (MSS) securitizes tangible assets and provides necessary …

discount factor parameters in the CAPM of Sharpe (1964), the HCAPM of Jagannathan and Wang (1996) and the CCAPM of Lucas (1978 … the models and that (b) a CAPM using the labour income to consumption ratio as a conditioning variable proves to be the …