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Prediction of variability in mortgage rates: interval computing solutions
He, Ling T.; Hu, Chenyi; Casey, K. Michael - In: The Journal of Risk Finance 10 (2009) 2, pp. 142-154
Purpose – The purpose of this paper is to forecast variability in mortgage rates by using interval measured data and interval computing method. Design/methodology/approach – Variability (interval) forecasts generated by the interval computing are compared with lower‐ and upper‐bound...
Persistent link: https://www.econbiz.de/10014901497
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Public housing policy
Kim Hin Ho, David; Chi Man Hui, Eddie - In: Property Management 26 (2008) 3, pp. 152-170
concessionary rate mortgage loans. It is believed that price competition among domestic banks will be infused and sustained …
Persistent link: https://www.econbiz.de/10014971694
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Macroeconomic factors influencing UK household loan losses
Dinh, Minh T.H.; Mullineux, Andrew W.; Muriu, Peter - In: Journal of Financial Regulation and Compliance 20 (2012) 4, pp. 385-401
household loans from UK banks. Design/methodology/approach – The approach uses Vector auto‐regression models to test the …, interest rates and unemployment rates have a significant impact on secured loans. There is however, minimal impact on unsecured … loans. Unemployment stands out as the major factor that influences both mortgage and credit card arrears. The estimated …
Persistent link: https://www.econbiz.de/10014870224
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An analysis of risk premia in U.S. farm‐level interest rates
Goodwin, Barry K.; Mishra, Ashok K. - In: Agricultural Finance Review 60 (2000) 1, pp. 1-16
measuring financial risk by using the actual interest rates charged on agricultural loans reported in the USDA’s ARMS survey as … relates rates to several farm, producer, and lender characteristics. Because individual loans in our sample have different … perceived by lenders) tends to be higher for farms with less wealth (net worth) and more loans. Farm operators who live on their …
Persistent link: https://www.econbiz.de/10014667174
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Survival analysis and mortgage termination at AgChoice ACA
Dressler, Jonathan B.; Stokes, Jeffrey R. - In: Agricultural Finance Review 70 (2010) 1, pp. 21-36
/methodology/approach – Using a sample of farm credit system loans, prepayment and default are modeled as competing risks with potentially non …
Persistent link: https://www.econbiz.de/10014667088
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Large creditors and corporate governance: the case of Chinese banks
Hu, Yiming; Li, Siqi; Lin, Thomas W.; Xie, Shilei - In: Review of Accounting and Finance 10 (2011) 4, pp. 332-367
difficulties being in need of more funding and hence more likely to get its bank loans renewed. Additionally, it was found that the …
Persistent link: https://www.econbiz.de/10014989626
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Predatory lending: is The Credit CARD Act enough?
Stadler, William A. - In: Journal of Financial Crime 19 (2011) 1, pp. 99-111
Purpose – The purpose of this paper is to inform readers about pervasive “predatory lending” practices in the credit card industry and to explore the limitations of the Congressional response to this problem. Design/methodology/approach – National attention has been focused on illegal...
Persistent link: https://www.econbiz.de/10014865515
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Does flexibility hinder financial regulation? The case of CRA enforcement in the USA
Dahl, Drew - In: Journal of Financial Regulation and Compliance 18 (2010) 3, pp. 193-200
Purpose – The purpose of this paper is to determine whether lending qualifying for credit under the Community Reinvestment Act (CRA) is associated with how broadly banks define the assessment areas (AAs) within which they operate. Both are identified as components of performance for purposes...
Persistent link: https://www.econbiz.de/10014870162
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Perceived guarantees, investor protection and bailout
Trutwein, Patrick; Schiereck, Dirk; Thomas, Matthias - In: Journal of Property Investment & Finance 30 (2012) 5, pp. 435-457
Purpose – This paper investigates the link between equity and credit markets for the government‐sponsored mortgage institutions, Fannie Mae and Freddie Mac, during the period from January 2007 until December 2008. Before the financial crisis, investors perceived these real estate finance...
Persistent link: https://www.econbiz.de/10014898344
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Wrong assumptions in the financial crisis
Aalbers, Manuel B. - In: Critical perspectives on international business 5 (2009) 1/2, pp. 94-97
losses in financial markets are bigger than the losses in the housing market. Many subprime loans were sold to prime … being sold risky, overpriced loans. A rescue plan is needed for defaulting borrowers and those already in foreclosure …
Persistent link: https://www.econbiz.de/10014701718