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Page, Simon; Winter, Mark - In: Balance Sheet 9 (2001) 1, pp. 10-13

shed all the credit risk it held as the result of originating unsecured consumer loans in a particular branded portfolio …

Persistent link: https://www.econbiz.de/10014689048

Active loan portfolio management through the use of credit derivatives

Van der Maas, Paul - In: Balance Sheet 9 (2001) 1, pp. 47-52

The purpose of this article, which is based on a recent presentation by Paul Van der Maas, is to give the reader a brief overview of common credit derivatives, the size and scope of their markets and their role in structured credit products. The case study uses as a reference a current deal that...

Persistent link: https://www.econbiz.de/10014689054

Which moral hazard? Health care reform under the Affordable Care Act of 2010

Mendoza, Roger Lee - In: Journal of Health Organization and Management 30 (2016) 4, pp. 510-529

Purpose – Moral hazard is a concept that is central to risk and insurance management. It refers to change in economic … ambiguities surrounding definitions of “health.” Actuarial risk models can nonetheless benefit from incorporating welfare and …

Persistent link: https://www.econbiz.de/10014872471

Accounting assemblages, desire, and the body without organs : A case study of international development lending in Latin America

Neu, Dean; Everett, Jeff; Shiraz Rahaman, Abu - In: Accounting, Auditing & Accountability Journal 22 (2009) 3, pp. 319-350

Purpose – This paper uses the ideas and concepts of Gilles Deleuze and Félix Guattari and aims to to examine how accounting works in the context of international development. Design/methodology/approach – A case study approach within El Salvador is used. Data sources include archival...

Persistent link: https://www.econbiz.de/10014641197

Are the poor really more trustworthy? A micro‐lending experiment

Kropp, Jaclyn D.; Turvey, Calum G.; Just, David R.; … - In: Agricultural Finance Review 69 (2009) 1, pp. 67-87

why micro‐lending institutions grant loans to poor individuals countering well‐known models of credit markets and credit … implications – The paper includes implications for the administration of micro‐credit loans in China and other developing nations …

Persistent link: https://www.econbiz.de/10014667069

Survival analysis and mortgage termination at AgChoice ACA

Dressler, Jonathan B.; Stokes, Jeffrey R. - In: Agricultural Finance Review 70 (2010) 1, pp. 21-36

/methodology/approach – Using a sample of farm credit system loans, prepayment and default are modeled as competing risks with potentially non …/value – This paper provides a method for lenders to measure and model mortgage termination, an important consideration for risk …

Persistent link: https://www.econbiz.de/10014667088

Credit rationing of rural households in China

Jia, Xiangping; Heidhues, Franz; Zeller, Manfred - In: Agricultural Finance Review 70 (2010) 1, pp. 37-54

credits, in a form of reciprocal arrangement, are weak substitutes for institutional loans. Different segments of borrowers …

Persistent link: https://www.econbiz.de/10014667089

A model of microfinance with adverse selection, loan default, and self‐financing

Batabyal, Amitrajeet A.; Beladi, Hamid - In: Agricultural Finance Review 70 (2010) 1, pp. 55-65

project is of high or low quality but the microfinance institutions (MFIs) do not. The MFIs are competitive, risk neutral, and …

Persistent link: https://www.econbiz.de/10014667090

Competing risks models of Farm Service Agency seven‐year direct operating loans

Dixon, Bruce L.; Ahrendsen, Bruce L.; McFadden, Brandon R. - In: Agricultural Finance Review 71 (2011) 1, pp. 5-24

‐year operating loans to identify those variables that influence the time to loan termination and type of termination. Variables …/methodology/approach – A systematic sample of 877 seven‐year, FSA direct loans originated between October 1, 1993 and September 30, 1996 was … are significant. Research limitations/implications – The sample consists only of FSA direct loans which implies borrowers …

Persistent link: https://www.econbiz.de/10014667112

A behavioral economic analysis of bounded rationality in farm financing decisions : First empirical evidence

Musshoff, Oliver; Hirschauer, Norbert - In: Agricultural Finance Review 71 (2011) 1, pp. 62-83

Purpose – Often farmers do not switch to a new bank even if it offers better interest rates than the house bank. This can be attributed partly to transaction costs, and partly to bounded rationality. The purpose of this paper is to better understand farm borrowers by analyzing the role of...

Persistent link: https://www.econbiz.de/10014667115