Showing 1 - 10 of 118
Summary The French financial system has undergone major changes in the last twenty years. Until the beginning of the eighties, the French financial system was a State credit based system. This system was overhauled in the mid eighties under the pressure of French budget deficits in the context...
Persistent link: https://www.econbiz.de/10014608855
USDA direct and guaranteed farm loan programs exhibit significant geographical variation in lending activity. County‐level estimations made using Tobit procedures indicate that use of Farm Service Agency (FSA) farm loan programs is greater in counties with lower per capita income and regions...
Persistent link: https://www.econbiz.de/10014667298
Purpose The purpose of this paper is to analyze determinants of farmers’ participation and credit rationing in microcredit programs using survey data from Ghana. Design/methodology/approach The authors use the Garrett Ranking Technique to analyze farmers’ reasons for participation or...
Persistent link: https://www.econbiz.de/10014667342
Purpose – The purpose of this paper is to present a discussion on the idea of “policy rationing”. Policy rationing refers to constraining impacts on farm credit through policy action or inaction. To present the ideas the author discusses ten themes in policy rationing, ranging from...
Persistent link: https://www.econbiz.de/10014667409
Purpose – The purpose of this paper is to determine the extent of risk rationing among potential rural borrowers in Mexico and China. Design/methodology/approach – Using primary survey data from 730 farm households in the Shaanxi province of China and from 372 farmers in northeastern Mexico,...
Persistent link: https://www.econbiz.de/10014667447
Purpose – Using a unique dataset of a commercial microfinance institution (MFI) in Madagascar, the purpose of this paper is to investigate how credit access probabilities and loan volume rationing magnitudes for farmers change if the MFI switches to offer flexible microfinance loans, which can...
Persistent link: https://www.econbiz.de/10014667609
Purpose – The purpose of this study is to examine the demand for credit and credit rationing conducted by formal, informal and emerging microfinance lenders in the four poor counties of China. Design/methodology/approach – This paper extends the existing studies on credit rationing in rural...
Persistent link: https://www.econbiz.de/10014689926
Purpose – This paper aims to highlight a typology of small firms which, beyond the criteria of size or industrial field, makes it possible to distinguish the quality of firms according to their internal organisation and the type of market on which they act with the objective of reducing the...
Persistent link: https://www.econbiz.de/10014729688
Abstract Motivated by the linkage between credit and growth in the Greek economy and the deceleration of credit since the financial crisis, this paper studies the evolution of credit demand and supply in Greece during the period 2003M1–2011M3. A model of the credit market is explored which...
Persistent link: https://www.econbiz.de/10014609597
Purpose – The aim of this paper is to develop a theory of sharecropping with cost sharing after allowing for an explicit role of a creditor. In the tenancy literature, the prevalence of sharecropping has remained an important issue. While most contributions have focussed only on output...
Persistent link: https://www.econbiz.de/10014758953