Purpose This paper aims to examine the heterogeneity of preferences of mortgage borrowers of Russian state … operates government mortgage programs. The paper uses a multistep semiparametric approach to estimate the determinants of bank … terms. Findings The study found that the demand of low-income households who are unable to afford to improve the housing …

Purpose – The purpose of this paper is to investigate the demand for wine and provide insight into the behavior of USA … the demand for wine in the USA, correcting for endogeneity inherent in demand estimation by using grape prices as the … instrument. Findings – Demand for the six top selling red wines and six top selling white wines was estimated. While the law of …

300 household shoppers. For each product a demand curve was estimated and the differences between expected and actual … purchase probabilities at each odd price level examined. For all six products, demand was higher than expected at one or both … expected demand and for the common practice of setting retail prices which end in 99 cents or $99.  …

This paper presents an empirical study on store brand demand and its determinants. A two‐stage model is considered, in … demand. The model incorporates consumer characteristics and examines their effects in the light of behavioural data. Discrete …

risks, and to devise customer‐centric strategies to stabilize businesses in light of recessionary demand shocks. Design …