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Are the poor really more trustworthy? A micro‐lending experiment
Kropp, Jaclyn D.; Turvey, Calum G.; Just, David R.; … - In: Agricultural Finance Review 69 (2009) 1, pp. 67-87
why micro‐lending institutions grant loans to poor individuals countering well‐known models of credit markets and credit … implications – The paper includes implications for the administration of micro‐credit loans in China and other developing nations …
Persistent link: https://www.econbiz.de/10014667069
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Consumer loans with fixed monthly payments
Yard, Stefan - In: International Journal of Bank Marketing 22 (2004) 1, pp. 65-80
loans. Students were used to test people's spontaneous estimates of loan cost when only the payment pattern was known, but … rather than relative measures when ranking loans. This leads to a bias against loans of longer duration. This can be avoided …
Persistent link: https://www.econbiz.de/10014759807
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Inspiring Poor Women to Empower Themselves: Insights and Lessons from Botswana
Nthomang, Keitseope - In: International Journal of Civic Engagement and Social … 3 (2016) 2, pp. 39-53
Empirical studies on the impact of micro level intervention strategies on poverty among poor women in Botswana are lacking, yet women are a valuable asset for the economy of the country. Continued marginalization and disempowerment of women has become a serious problem which merit urgent...
Persistent link: https://www.econbiz.de/10012043581
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Finding Inner Strength in the Face of Adversity Kgopolano GROW Group Empowerment Journey: Botswana
Nthomang, Keitseope - In: International Journal of Civic Engagement and Social … 4 (2017) 3, pp. 37-52
This article describes how numerous studies in Botswana have found high levels of poverty among women, in particular, those in female-headed households. Extreme poverty among women continues despite government programme interventions designed to end poverty. This article reports the findings of...
Persistent link: https://www.econbiz.de/10012043598
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The effect of interactive marketing on commercial customer satisfaction in international financial markets
Maru File, Karen; Mack, Judith L.; Prince, Russ Alan - In: Journal of Business & Industrial Marketing 10 (1995) 2, pp. 69-75
Service providers worldwide are seeking competitive advantage through the creation of long‐standing customer relationships. Current theory holds that interactive marketing contributes most to customer satisfaction which, in turn, provides customer motivation for long‐term relationships....
Persistent link: https://www.econbiz.de/10014843268
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The impact of income‐contingent provisions on students' loan‐taking behaviour
Rose Birch, Elisa; Miller, Paul W. - In: Journal of Economic Studies 35 (2008) 1, pp. 4-25
Purpose – This paper aims to investigate the determinants of taking out government‐funded student loans for university … various factors which affect students' decisions on funding their tertiary study using student loans or through other means …. Findings – The study finds that the probability of taking out student loans for the full cost of university is largely …
Persistent link: https://www.econbiz.de/10014863160
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Policy Reforms and the Theory of Education Finance
Johnes, Geraint; Johnes, Jill - In: Journal of Economic Studies 21 (1994) 1, pp. 3-15
Discusses the current system of higher education funding in the UK, and proposals for its reform. Possible reforms include methods whereby the direct burden of paying for tuition is shifted from government and towards students, which raises the question of how much of the total burden should be...
Persistent link: https://www.econbiz.de/10014863434
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The evolution and goals of lending to developing countries by the Bank for International Settlements
Howell, Kristin K. - In: Journal of Economic Studies 22 (1995) 6, pp. 69-80
‐operation between central banks, into the arena of the Third World debt problem. The bank has extended loans to developing countries …, such as Mexico, Argentina, Nigeria and Brazil since 1982. It arranges these extremely short‐term credits as “bridge loans …
Persistent link: https://www.econbiz.de/10014863471
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Roscher’s Victorian views on financial development
Hudson, Michael - In: Journal of Economic Studies 22 (1995) 3/4/5, pp. 187-208
Focuses on Roscher′s generalities in the financial realm. Roscher postulated a secular decline in interest rates and an evolution of credit towards increasingly productive applications. Although Roscher′s theories were plausible, questions whether he got his causes and effects right. If not,...
Persistent link: https://www.econbiz.de/10014863889
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Predatory lending: is The Credit CARD Act enough?
Stadler, William A. - In: Journal of Financial Crime 19 (2011) 1, pp. 99-111
Purpose – The purpose of this paper is to inform readers about pervasive “predatory lending” practices in the credit card industry and to explore the limitations of the Congressional response to this problem. Design/methodology/approach – National attention has been focused on illegal...
Persistent link: https://www.econbiz.de/10014865515