domestic and export markets in the USA and the UK. Offers an analytical model for use in improving credit policy. Concludes …Provides insight into the credit offerings of manufacturers via an analysis of data which are unique in several ways …. Focuses specifically on the dimensions of the credit package supplied to customers for consumer and industrial goods in both …

. Es erweist sich, dass die Divergenz in den Wachstumsraten der USA und der EU seit 1997 fast zur Gänze auf …

Credit risk evaluation techniques that aid effective decisions in credit lending are of great importance to the … financial and banking industries. Such techniques assist credit managers to minimize the risks often associated with wrong … decision making. Several techniques have been developed in the time past for credit risk evaluation and these techniques suffer …

Purpose – This research seeks to explore current attitudes, motivations and behaviours in relation to student credit … contextual factors associated with the credit‐friendly environment in which students live in addition to shedding light on … student orientation towards credit and debt, with specific conclusions for future student debt. Research limitations …

Takes an initial look at ways consumers use credit and how differences in credit usage by store type may be used to …‐term relationships with customers. Using credit usage information is one way of identifying consumers’ purchasing behavior. Illustrates … how differences in retail credit usage could be used to individualize marketing efforts by retailers. Also suggests how …

the degree of credit market imperfections. Design/methodology/approach – The authors use a novel firm‐level dataset … proxy for credit‐constraints at the firm‐level. As additional proxies for the importance of credit market imperfections, we …, understanding whether credit market conditions affect the link between volatility and growth is of importance for policy makers …

Generalizes existing models of credit markets under asymmetric information. The general model accommodates the adverse … as special cases. Market equilibrium may exhibit credit rationing, while aggregate investment may be above or below the …