Purpose – This paper examines the activities carried out in the UK by credit refer agencies, current business practices …, and the legal standing of credit reporting. Design/methodology/approach – Legal analysis that aims to demonstrate that the … privacy rights, discrimination concerns, and the needs of the credit industry. Originality/value – Little or no research has …

Presents a set of quality measures which can be used to evaluate the effectiveness of credit scoring models. These …

the accuracy of ratings issued by credit ratings agencies in US financial markets. Design/methodology/approach – The paper … identifies unconscious bias as a source of inaccuracy in the credit ratings process. It examines prior behavioral research on … unconscious bias, and uses this research to identify structural issues within the credit ratings industry that give rise to biased …

in India and elaborate its implications for credit risk capital estimation for a bank. Design/methodology/approach – The … market like India and demonstrate its implications on the estimation of credit risk capital.  …

supply of credit as well as the influence of such policies on the aggregate investment through the credit channel in Brazil … through the bank lending channel. With regards to elasticities, the findings indicate that the credit is very sensitive to … variations in economic activity and, in turn, prudential regulation presents a stronger influence on credit than the basic …

Purpose The purpose of this paper is, first, to show how certain bank capitalists in an Asian country (AC) make credit …

Coase Theorem to price this scarce resource. In this market, screening mechanisms shift the burden of message classification …

scholars are denied visa mistakenly, the intensity of visa screening is higher than its efficient level, but the number of …