officers' decision making: their dependency on bank characteristics, their decision‐making biases, and their deliberate and …

production, organization type, and use of Farm Service Agency (FSA) direct and guaranteed loans by farm size. Bank, Farm Credit … changes in bank and association numbers, farm loans, and use of FSA guaranteed loans by lender size. Findings The greatest … farm. Banks and FCS institutions are fewer and larger, yet smaller institutions use FSA guarantees to a greater extent …

problem of assets profiling for a bank or building society are outlined. Essentially, the Price‐Strat methodology and the … bank or a building society's lending products within a highly competitive market. The approach allows the bank or building …

adopted by foreign banks, the purpose of this paper is to develop an empirical analysis on location strategies. The paper … authors carried out an empirical study on foreign banks' entry to the newly opened up Chinese banking market and modelled … location strategies of foreign banks in China as a conditional logit problem, in which the dependent variable is the market …

perspectives at a statistically significant level and in a sequential way for the selected banks. Findings of the study … particularly highlights that banks which have experienced improvements in their selected financial indicators like ROA, ROE, etc … and customer perspectives. These findings thus clearly have a number of important implications for bank managers in the …

's market structure and competition. Design/methodology/approach – The paper employs the Panzar‐Rosse (P‐R) method to compute … seem to reject the market structure of monopoly or perfect competition hypothesis. The results clearly indicate … monopolistic competition behavior in the Malaysian banking sector. During the period under study, the paper finds evidence of …

on competition in the European Union (EU) banking sector. Design/methodology/approach – The article first discusses the … long term role of competition in the banking sector, commenting on policy developments prior to the crisis. Then the impact … of the crisis is discussed focusing on two main areas of policy state: aids and bank regulation and supervision. The …

Purpose This study aims to consider the effect of financial (banking) freedom and competition on bank efficiency … both competition (market power) and bank cost efficiency using the same stochastic frontier framework. Subsequently, Tobit … between competition and bank efficiency. Findings The results show that increase in market power (less competition) leads to …

. Design/methodology/approach – The current responsibility for assuring the bank customers are “treated fairly” belongs to the … Financial Services Authority (FSA). The paper argues for the establishment of a banking commission to regulate retail banks as … utilities, leaving the FSA to concentrate on prudential (“risk based”) supervision of bank and non‐bank financial institutions …

This article considers the action of the Canadian Government in lifting its “asset ceiling” on foreign banks, and … examines the challenge foreign banks pose to the oligopolistic Canadian banking market. In particular, it focuses on the … foreign banks' competitive advantage, their market targeting approaches and marketing strategies, and their acceptance in the …