Purpose – This paper examines the activities carried out in the UK by credit refer agencies, current business practices …, and the legal standing of credit reporting. Design/methodology/approach – Legal analysis that aims to demonstrate that the … privacy rights, discrimination concerns, and the needs of the credit industry. Originality/value – Little or no research has …

refers to constraining impacts on farm credit through policy action or inaction. To present the ideas the author discusses …/methodology/approach – The paper is developed as a narrative on agricultural credit policies based largely on existing literature. Findings … – This paper argues that the various critiques of rural credit policy in favor of free market principles have generally not …

paper is to investigate how credit access probabilities and loan volume rationing magnitudes for farmers change if the MFI … with flexible microfinance loans have significantly higher credit access probabilities than non‐agricultural firms and …. Research limitations/implications – Even if the authors can show that access to credit for agricultural firms in Madagascar can …

use of loan commitments is generally associated with moderate increase in profitability and higher insolvency risk … risks. Originality/value – Prior to the 2008 credit meltdown, community banks significantly increased their issuance of off … community bank profitability and risk.  …

shed all the credit risk it held as the result of originating unsecured consumer loans in a particular branded portfolio …

brief overview of common credit derivatives, the size and scope of their markets and their role in structured credit … products. The case study uses as a reference a current deal that Bank of America has structured using credit derivatives.  …

dilemma of risk management and risk reporting. They argue that there are difficulties in disclosing risk on the grounds that … it causes problems with competitors and investors alike. There is also a lack of consensus of how market risk should be … measured. They assess how to quantify operational risk and conclude that the gap between improving risk management techniques …

Given the proliferation of the credit card industry in today’s US households, and the aggressive promotional tactics … employed to get college students to sign on as customers, this exploratory study takes a look at the credit card activity of … college students at one Midwestern campus. The majority of students surveyed did not report knowledge of their credit card …