supply of credit as well as the influence of such policies on the aggregate investment through the credit channel in Brazil … through the bank lending channel. With regards to elasticities, the findings indicate that the credit is very sensitive to … variations in economic activity and, in turn, prudential regulation presents a stronger influence on credit than the basic …

Purpose The purpose of this paper is, first, to show how certain bank capitalists in an Asian country (AC) make credit … the theory of petty-bourgeois nationalism as the theoretical framework for data analysis and interpretation. Findings The … research findings provide evidence to strengthen the theory of petty-bourgeois nationalism. They reveal that bank capitalists …

Credit risk evaluation techniques that aid effective decisions in credit lending are of great importance to the … financial and banking industries. Such techniques assist credit managers to minimize the risks often associated with wrong … decision making. Several techniques have been developed in the time past for credit risk evaluation and these techniques suffer …

Purpose – This research seeks to explore current attitudes, motivations and behaviours in relation to student credit … contextual factors associated with the credit‐friendly environment in which students live in addition to shedding light on … student orientation towards credit and debt, with specific conclusions for future student debt. Research limitations …

Takes an initial look at ways consumers use credit and how differences in credit usage by store type may be used to …‐term relationships with customers. Using credit usage information is one way of identifying consumers’ purchasing behavior. Illustrates … how differences in retail credit usage could be used to individualize marketing efforts by retailers. Also suggests how …

the degree of credit market imperfections. Design/methodology/approach – The authors use a novel firm‐level dataset … proxy for credit‐constraints at the firm‐level. As additional proxies for the importance of credit market imperfections, we …, understanding whether credit market conditions affect the link between volatility and growth is of importance for policy makers …

Generalizes existing models of credit markets under asymmetric information. The general model accommodates the adverse … as special cases. Market equilibrium may exhibit credit rationing, while aggregate investment may be above or below the …

economy’s growth rate. However, Smith’s theory of bank credit and note extension is quite conservative. Henry Dunning Macleod …Adam Smith’s theory of economic growth, as presented in the Wealth of Nations, is based upon the potential for … real capital, which is necessary to support the greater division of labour. The increasing returns part of Smith’s theory …

evolution of credit towards increasingly productive applications. Although Roscher′s theories were plausible, questions whether …, consumer debt, corporate takeover financing and other on‐productive uses of credit. Concludes by comparing Roscher′s ideas with …