earned as if operating under monopolistic competition. Overall, the results show that market concentration is not …

competition. In addition, this paper emphasizes how the emerging leaders in the industry are those innovative early entrants which …

Abstract We use data from the two leading US platforms, Prosper and Lending Club, to explore the drivers of the growing … consumer demand for peer-to-peer (P2P) credit. Despite the online nature of new entrants, we rely on the spatial autoregressive … model because spatial effects play an important role. Our findings suggest that the initial growth of P2P lending was …

Credit risk evaluation techniques that aid effective decisions in credit lending are of great importance to the … financial and banking industries. Such techniques assist credit managers to minimize the risks often associated with wrong … decision making. Several techniques have been developed in the time past for credit risk evaluation and these techniques suffer …

competition and customers in different groups. The industry has a rapid growth by improving the economic conditions and quality of …

The main aim of this article was to investigate the educational potential of a game-based math game competition to ….34) participated in a math game competition relying on intra-classroom cooperation and inter-classroom competition. During a three … mechanics. The results indicated that students benefited significantly from participating in the competition and playing …