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Persistent link: https://www.econbiz.de/10010483176
labour market career may reflect lower rates of retirement among the self-employed compared to employees, as well as …-employed people at older ages in Ireland results from lower retirement rates among the self-employed and not from transitions from … form of supplementary pension cover than the employed. These lower retirement rates and lower degrees of pension cover …
Persistent link: https://www.econbiz.de/10011881438
Extending working lives is often proposed as one route through which the costs associated with population ageing can be managed. In that context, understanding who currently works for longer can help policymakers to design policies to facilitate longer working. In particular, it is important to...
Persistent link: https://www.econbiz.de/10011881446
We find that segments of society who have shorter life expectancy can expect a lower retirement income and lifetime … utility due to the longevity of other groups participating in the same pension scheme. Linking retirement age to average life …
Persistent link: https://www.econbiz.de/10012029124
for working indefinitely. Most workers stating that they would never retire probably would have expected retirement ages … under 67, if they had planned for retirement. Evaluations of retirement adequacy of workers should carefully consider the … retirement …
Persistent link: https://www.econbiz.de/10012935424
There are many decisions that Americans have to make about retirement before, at, and after retirement. For example …, Americans have to decide when to start saving for retirement, how much to save, how to invest those savings, when to retire …, when to claim social security, and how to take required minimum distributions from 401(k) plans or Individual Retirement …
Persistent link: https://www.econbiz.de/10012935718
future employment. Exploiting across cohort variation in expected pension wealth induced by a 3-year lift in early retirement …
Persistent link: https://www.econbiz.de/10012859308
Little previous research on planned retirement ages has analyzed factors related to whether workers say they will never … retire. This issue is important both in financial planning and in assessments of retirement adequacy. Using the 1995, 1998 … categories of planned retirement age. For the 1995 to 2007 SCF datasets, 14% to 16% of workers stated they would never retire …
Persistent link: https://www.econbiz.de/10013079309
often claimed that individuals with a higher level of financial literacy display a higher propensity to plan for retirement …. In their planning process, individuals seek to achieve an optimal wealth level before their retirement by modulating … their average saving rate and, as a last step, by choosing their retirement age. In this paper, we test whether UK …
Persistent link: https://www.econbiz.de/10012997752