. In their planning process, individuals seek to achieve an optimal wealth level before their retirement by modulating …Recently, many papers show evidence of a positive association between financial literacy and wealth holdings. It is … often claimed that individuals with a higher level of financial literacy display a higher propensity to plan for retirement …

Do workers value retirement benefits? We find that dollars paid in employer contributions to 401(k) plans have double …-age occupations. We use two novel instruments for identification: 1) IRS non-discrimination testing of retirement plans and 2 …) national wage setting. We then estimate an on-the-job search model which shows that higher income workers value retirement …

-employed people at older ages in Ireland results from lower retirement rates among the self-employed and not from transitions from …A feature of employment at older ages that has been observed in many countries, including Ireland, is the higher share … labour market career may reflect lower rates of retirement among the self-employed compared to employees, as well as …

We find that segments of society who have shorter life expectancy can expect a lower retirement income and lifetime … utility due to the longevity of other groups participating in the same pension scheme. Linking retirement age to average life …

retirement behavior of elderly workers. Estimation results from our model suggest that house wealth variations significantly … influence the labor supply of older workers. The housing wealth effect is bigger for people nearing retirement, which influences …Using a longitudinal data set from South Korea, we estimate the impact of housing wealth on labor supply and the …

lose an ability to accumulate retirement wealth due in part to the use of disadvantageous, but legally permissible, 401(k …) vesting schedules by a majority of America’s employers. Retirement wealth inequality and retirement security are issues that … vesting schedules to their own benefit and to worsen retirement wealth inequality. Here, the spotlight is on Amazon, one of …