This paper examines how the retirement strategies of older (age 50 or older) Americans have changed over the period of 2006-2010. The data used for this study come from the University of Michigan's Health and Retirement Study (HRS), sponsored by the National Institute on Aging and the most...

This paper documents recent trends in older Americans' transitions from owning to renting and the evolution of their housing equity. The paper also documents the income patterns of both types of households -- those that make the transition from owning to renting and those that don't -- to...

This paper studies the poverty trends among older Americans (age 50 or older) between 2001 and 2009. The data for this study come from the University of Michigan's Health and Retirement Study (HRS), sponsored by the National Institute on Aging, and the most comprehensive national survey of older...

This paper examines in detail the differences in out-of-pocket health care spending between couple and single older households. The data for this paper come from the Health and Retirement Study (HRS), a study of a nationally representative sample of U.S. households with individuals over age 50....

This paper presents evidence suggesting that a large part of the older population may be making involuntary spending adjustments. The data used for this analysis come from the 2009 Internet Survey of the Health and Retirement Study (HRS), the most comprehensive national survey of older...

This paper reports on a study of how spending in older American households (ages 50 and above) varies across different census regions and divisions. The study shows large variations in household spending across the country, suggesting that both individual households and financial firms might...

This paper reports the frequency and extent of intra-family cash transfers: both transfers from older households to their children and grandchildren, and vice versa. It also shows how these transfers are correlated with income levels and compares the asset and income levels of households that...

This paper takes a comprehensive look at the financial situation of older Americans at the end of their lives. In particular, it documents the percentage of households with a member who recently died with few or no assets. It also documents the income, debt, home-ownership rates, net home...