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Do information frictions limit the benefits of financial inclusion drives for the rural poor? We evaluate an experimental intervention among recently banked poor Indian women receiving government cash transfers via direct deposit. Treated women were provided automated voice calls confirming...
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Conditional Cash Transfers (CCT) programmes are deemed to be effective measures at reducing poverty and income … and social welfare policies, through poverty. Temporal heterogeneity in the implementation of the programme across the … states is used to identify the causal impact of CCT programmes on poverty and criminality. States that reached the level of …
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How should payment systems of means-tested benefits be designed to improve the financial situation of needy recipients most effectively? We study this question in the context of mandatory health insurance in Switzerland, where recipients initially received either a cash transfer or subsidized...
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We examine the role of trust in financial institutions as a necessary condition for the wider use of formal financial services by the poor. We randomly assigned beneficiaries of a conditional cash transfer program in 130 villages in Peru to attend a 3.5 hour training session designed to build...
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