the long run. We find suggestive evidence on decreased investment in disease prevention and selection that may help …

We present robust evidence on the presence of adverse selection in hospitalization insurance for low-income households …. A large randomized control trial from Pakistan allows us to separate adverse selection from moral hazard, to estimate … how selection changes at different points of the demand curve and to test simple measures against adverse selection. The …

We present robust evidence on the presence of adverse selection in hospitalization insurance for low-income households …. A large randomized control trial from Pakistan allows us to separate adverse selection from moral hazard, to estimate … how selection changes at different points of the demand curve and to test simple measures against adverse selection. The …

selection was not mitigated as anticipated. The analysis did not find strong evidence that suggests the positive risk selection …

This article considers an economy where risk is insurable, but selection determines the pool of individuals who take it … selection (adverse versus favorable), but rather other characteristics. We then use repeated cross-sections of medical …