While risk selection within the German public health insurance system has received considerable attention, risk selection between public and private health insurers has largely been ignored. This is surprising since - given the institutional structure - risk selection between systems is likely...

We develop a test for adverse selection and use it to examine private health insurance markets. In contrast to earlier papers that consider a purely private system or a system in which private insurance supplements a public system, we focus our attention on a system where privately funded health...

While risk selection within the German public health insurance system has received considerable attention, risk selection between public and private health insurers has largely been ignored. This is surprising since - given the institutional structure - risk selection between systems is likely...

Die private (PKV) und die gesetzliche Krankenversicherung (GKV) werden durch die so genannte Friedensgrenze getrennt. Um die daraus resultierende Risikoselektion zu vermindern, wird die Einführung einer sogenannten Ausscheidegrenze nach niederländischem Vorbild mit Hilfe der...

Diese Studie verfolgt zwei Ziele. Erstens werden die Vergütungsunterschiede zwischen privat versicherten und gesetzlich versicherten Patienten in der ambulanten ärztlichen Versorgung sowohl relativ als auch in absoluten Zahlen quantifiziert. Zweitens wird berechnet, wie hoch die Belastung...