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Guaranteed renewability uniquely prevents adverse selection in individual health insurance

Pauly, Mark V.; Menzel, Kai; Kunreuther, Howard; Hirth, … - 2010

Persistent link: https://www.econbiz.de/10008695788

Guaranteed renewability uniquely prevents adverse selection in individual health insurance

Pauly, Mark V.; Menzel, Kai; Kunreuther, Howard; Hirth, … - In: Journal of risk and uncertainty : JRU 43 (2011) 2, pp. 127-139

Persistent link: https://www.econbiz.de/10009611952

Time, risk, precommitment, and adverse selection in competitive insurance markets

Pauly, Mark V. - In: Competitive failures in insurance markets : theory and …, (pp. 11-31). 2006

Persistent link: https://www.econbiz.de/10003388492

Avoiding the mistreatment of bad risks in a democracy : universal health insurance from a constitutional perspective

Pauly, Mark V. - In: Constitutional political economy 5 (1994) 3, pp. 307-318

Persistent link: https://www.econbiz.de/10001174834

Time, risk, precommitment, and adverse selection in competitive insurance markets

Pauly, Mark V. - 2003

This informal paper explores models of competitve insurance market equilibrium when individuals of initially similar apparent risk experience divergence in risk levels over time. The information structrue is modeled in three alternative ways: all insurers and insureds know risk at any point in...