We show that lenders join a U.S. commercial credit bureau when information asymmetries between incumbents and entrants …

. Payday credit is priced per dollar borrowed, so when that option is available, depositors prone to small overdrafts switch … at banks and other depository institutions increases when depositors have access to payday credit. Our findings … illuminate competition and pricing frictions in the large, yet largely unstudied, small-dollar loan market. -- Payday credit …

. Payday credit is priced per dollar borrowed, so when that option is available, depositors prone to small overdrafts switch … at banks and other depository institutions increases when depositors have access to payday credit. Our findings …

The authors empirically study how the underlying riskiness of the pool of home equity line of credit originations is … affected over the credit cycle. Drawing from the largest existing database of U.S. home equity lines of credit, they use county … lines of credit worsens along both observable and unobservable dimensions. This is an interesting example of a type of …