) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a … head in the 50-59 age group) in Japan do not have inordinate amounts of debt and that their financial health is … satisfactory. However, we also find that households with a head in the 30-39 age group have shown a sharp increase in debt holdings …

hypothesis, which is undoubtedly the most widely used theoretical model of household behavior in economics, and then survey the … literature on household saving behavior in Japan (with emphasis on the author's own past research) to shed light on whether or …