The new generation lending institutions like SHGs show high rate of recovery despite excessively high rates of interest on their loan advances. They also show lower transaction cost as compared to other lending institutions. This makes it necessary for credit cooperatives and commercial banks to...

The RFIs operating in Maharashtra have not only shown slower growth in their loan advances and other operational indicators during the period between 1991 and 2000 but also poor performance thereafter. The credit cooperatives in particular have shown significantly high NPAs in Maharashtra. The...

An investigation into rural credit delivery system in Maharashtra shows slower growth in institutional finances through commercial banks, credit cooperatives, RRBs and LDBs, particularly during the decade of 1991-2000, which is mainly due to adverse environment created by the financial sector...