This study examines the factors and behaviors that affect Southeast US farmers’ ability to meet their loan payment obligations within the stipulated loan term. The study also estimates a credit risk model using farm-level financial information to determine the credit worthiness of various...

We use survey data to study the level of financing constrains faced by new farmers in Alabama post 2008, and identify who got loans. We find that new farmers are financially constrained but not impacted by the crisis. Lending was collateral driven, although lenders also considered profitability...

In the paper, preliminary results of the analysis of potential use of climate forecast information in designing rainfall index insurance in the southeastern region of the U.S. are reported. Joint distributions of bi-monthly rainfall and El Nino Southern Oscillation (ENSO) indexes are estimated...

We use survey data to study the degree to which new farming operations in Alabama were financially constrained after the 2008 financial crisis. Next, we control for farmers’ self-selection out of the credit market and identify which farmers were able to secure loans during the period of...

This article asks if women are better bankers to the poor, motivated by recent work showing differences in performance between male and female CEOs in financial firms and in NGOs. We adapt the banking approach to managerial efficiency to account for the outreach and sustainability goals of...