This paper examines total factor productivity technical and scale efficiency changes in regional rural banks by using data from 192 banks for the period 1996 to 2002. Rural banks showed significant economies of scale in terms of assets and number of branches under each bank. Total factor...

This paper reviews the current scenario of rural banking and examines the developments in rural banking in the post-liberalisation period. The paper highlighted the transformation in reaching the rural sector by commercial banks in a competitive atmosphere and its impact on rural/priority sector...