Purpose – The purpose of this paper is to discuss and provide new data and measures of bank regulatory and supervisory policies in 180 countries from 1999 to 2011. Design/methodology/approach – The authors' approach is based upon the quantification of hundreds of questions, including...

Payday lenders are not everyone's favorite firms. Many individuals consider the typical 300 to 400 percent interest rate that they charge typically on a $300 two-week loan outrageously high. Many assert that payday lenders are engaging in predatory lending because relatively low-income and...

Purpose – The purpose of this paper is to discuss and provide new data and measures of bank regulatory and supervisory policies in 180 countries from 1999 to 2011. Design/methodology/approach – The authors' approach is based upon the quantification of hundreds of questions, including...