. Here we show that social security income (i.e., income from public, industry-wide, insurance-based, retirement and … disability programs) is most important for men who exit at older ages in the four countries (Canada, Germany, Great Britain, and … in Germany. Net-of-tax household income of surviving spouses is in general higher than would be implied by social …

Retirement savings abandonment is a rising concern connected to defined contribution systems and default enrollment. We … use tax data on Individual Retirement Accounts (IRAs) to establish that for a recent cohort, 0.4% of retirement … higher risk of abandonment by passive savers. …

retirement and two types of individuals, who differ in their life expectancy. In order to introduce the existence of limited …-time pension insurance, we consider a model where for each period of retirement separate contracts can be purchased. Demand for the … two periods can be decided either sequentially or simultaneously. We show that only a situation where all risk types …