Tax-qualified vehicles helped U.S. private-sector workers accumulate $25Tr in retirement assets. An often …-overlooked important institutional feature shaping decumulations from these retirement plans is the "Required Minimum Distribution" (RMD …) regulation, requiring retirees to withdraw a minimum fraction from their retirement accounts or pay excise taxes on withdrawal …

This paper investigates individuals' investment behaviour in their retirement savings surrounding milestone birthday … to make investment changes. We utilise a large Australia retirement savings fund which provides the history of investment …

savings in retirement, this relationship is of increasing importance. We find differences between those people who self …-manage large retirement savings portfolios and those with money in institutional retirement savings funds, with the former …

retirement security, enhancing welfare by up to 20% of retiree plan accruals. …

better retirement planning. However, relatively little is known about the decision making process for retirement savings … preparation for retirement. This paper investigates the relationship between the financial literacy of members of pre-retirement …

) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a …

Using tax data, this paper exploits a discontinuous increase in retirement contribution limits based on exact date of … birth. This paper finds clear evidence that constrained individuals increase their retirement saving when so eligible, but … fi nds no evidence suggesting that non-retirement saving falls. In the baseline specifications, one can rule out crowd …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …