To establish current savings behavior, one necessary measurement of retirement preparation is identifying the percentage of workers with employment-based retirement plans, as well as understanding the characteristics of workers with and without access to such programs. The findings from this...

To establish existing savings behavior, it is necessary to estimate the percentage of workers with an employment-based retirement plan, and to know the characteristics of workers with and without a plan - the subject of this paper. The findings show that there has been a significant increase in...

This article focuses on employment-based retirement plan participation for full-time, full-year wage and salary workers ages 18 -64 years old, as this is the group that is generally targeted for benefit program participation under federal law and by employers and unions. The retirement plan...

This paper focuses on a critical factor in retirement security: the presence of income or assets from an employment-based retirement plan. It is the third in a series of EBRI publications based on the Retirement and Pension Plan Coverage Topical Module of the 2001 Survey of Income and Program...

The two main savings vehicles designed for accumulating assets for retirement are individual retirement accounts (IRAs) and employment-based retirement savings plans such as 401(k) plans. This paper examines the ownership of IRAs (in aggregate, but not by type) and 401(k)-type plans by Americans...