-contributory pillar, a contributory pillar, and a voluntary savings pillar. This paper presents asummary of the Bill filled in Congress … subsidies and increase the stock of national savings. Additionally, we suggest that allthe new contributions to the public …

Individual's decisions regarding their retirement savings have usually been theoretically approached under the … hypothesis that the Social Security System works as a substitute to other savings mechanisms. This document presents empirical … evidence of the determinants and patterns of savings for retirement using information from the Integrated Household Survey …

Sparquote zu. Außerdem beeinflußt die Art der sozialen Sicherung die Höhe der Sparquote. Selbständigen-Haushalte sparen einen … Abschluß von Lebensversicherungen treffen. (Nichtbeamtete) Arbeitnehmer dagegen sparen einen Teil ihres Einkommens nicht …In recent years the aggregate savings ratio in Germany has declined. The basic causes are, above all, the rise in …

age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …