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Measuring the effect of an unanticipated reduction in tax credits on pension savings, this paper shows that individuals … subsidies for saving in pension accounts only affect total individual savings to a limited extent, but unlike prior research … demonstrate how a sharp reduction in voluntary pension savings is partly offset by increased repayments on mortgage loans. …
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A final product is created through a chain of activities that add value to the product. Value chains describe the range of activities firms and workers perform to produce a product or service from its foundation to final use. Using the World Input-Output Database containing data on sales and...
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find that student debt has a negative effect on household retirement savings. This negative relation is present for younger … and older individuals, and is larger for the latter group, indicating lower levels of retirement savings for precisely …
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student loan debt later in life have less savings than their similarly educated peers without such debt. However, these …
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