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Canada’s Looming Retirement Challenge : Will Future Retirees be Able to Maintain Their Living Standards Upon Retirement?
Moore, Kevin D. - 2012
A key question in Canada's pensions debate is whether Canadians will be able to maintain their living standards in … LifePaths – a sophisticated simulation tool developed at Statistics Canada which integrates a large amount of data on the socio … age. Consistent with other research, the study finds that Canada's retirement system has supported post …
Persistent link: https://www.econbiz.de/10013115283
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Generational accounting, solidarity and pension losses
Teulings, Coen N.; Vries, Casper G. de - 2003
The stock market collapse led to political tensions between generations due to the fuzzy definition of the property rights over the pension funds’ wealth. The problem is best resolved by the introduction of generational accounts. Modern consumption and portfolio theory shows that the younger...
Persistent link: https://www.econbiz.de/10011334341
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Eine Frage der Perspektive? : die Wahrnehmung von Steuern bei Anlageentscheidungen zur privaten Altersvorsorge
Treisch, Corinna; Jordan, Silvia - 2008
This study empirically analyses the influence of tax concessions on decisions regarding retirement savings in Austria. We analyse real decisions on retirement savings by using qualitative data. This allows us to examine how different, perceived decision-making criteria have led to actual...
Persistent link: https://www.econbiz.de/10003872914
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Lifecycle impacts of the financial and economic crisis on household optimal consumption, portfolio choice, and labor supply
Chai, Jingjing; Maurer, Raimond; Mitchell, Olivia S.; … - 2011
The direct financial impact of the financial crisis has been to deal a heavy blow to investment-based pensions; many workers lost a substantial portion of their retirement saving. The financial sector implosion produced an economic crisis for the rest of the economy via high unemployment and...
Persistent link: https://www.econbiz.de/10009305828
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Better safe than sorry : individual risk-free pension schemes in the European Union
Peters, Marga - In: Contemporary economics 6 (2012) 3, pp. 22-37
Variations among the diverse pension systems in the member states of the European Union (EU) hamper labor market mobility across national borders and also among firms within the countries of the EU. From a macroeconomic perspective, and in the light of demographic pressure, this paper argues...
Persistent link: https://www.econbiz.de/10009767598
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DC Pension Fund Best-practice Design and Governance
Clark, Gordon L. - 2010
The design and governance of pension funds is an important topic of academic research and public policy and has significant implications for the welfare of participants. Here we focus upon the design and governance of defined contribution (DC) pension plans which have become the de facto model...
Persistent link: https://www.econbiz.de/10013139666
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Funding in Public Sector Pension Plans : International Evidence
Ponds, Eduard H.M. - 2011
Most countries have separate pension plan for public sector employees. The future fiscal burden of these plans can be substantial as the government usually is the largest employer, pension promises in the public sector tend to be relatively generous, and future payments have to be paid out...
Persistent link: https://www.econbiz.de/10013122318
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Funding in Public Sector Pension Plans : International Evidence
Ponds, Eduard H.M. - 2011
Most countries have separate pension plan for public sector employees. The future fiscal burden of these plans can be substantial as the government usually is the largest employer, pension promises in the public sector tend to be relatively generous, and future payments have to be paid out...
Persistent link: https://www.econbiz.de/10013124771
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Simulations of Long-Term Returns and Replacement Rates in the Colombian Pension System
Tuesta, David - 2012
This study is a theoretical exercise for Colombia that aims to simulate a variety of scenarios under a hypothetical scheme similar to the multi-funds currently in operation in Chile, Mexico and Peru. This has been done by modeling the future movement of asset prices that are considered to be...
Persistent link: https://www.econbiz.de/10013109230
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Sustainable Withdrawal Rates During Retirement and the Risks of Financial Ruin
Alles, Lakshman - 2014
This paper describes the application of two different techniques for measuring sustainable withdrawal rates during retirement and the associated risks in running out of funds in the retirement savings pool. The first is a bootstrap simulation approach using recent Australian equity and bond...
Persistent link: https://www.econbiz.de/10013064924