Assets in tax-deferred retirement accounts (TDA) and housing are two major components of household portfolios. In this … paper, we develop a life-cycle model to examine the interaction between households' use of TDA and their housing decisions … earlier in their lives. On the other hand, housing-related policies, such as a minimum down payment requirement and mortgage …

in recent years, due partly to the fact that tax breaks for housing purchase, reforms in the housing loan market since … the early 2000s, and expansionary monetary policy enabled Japanese households to purchase housing at a younger age than … households who have chosen variablerate housing loans has increased in recent years. …

Housing is an important sector of the economy. It has widespread implications for investment, banking, saving and … employment. Home ownership has been linked to building social capital and a sense of community. Furthermore housing equity is a … housing, saving, wealth accumulation and retirement. The results of this contribute to Treasury's role in providing advice to …

Elderly households hold most of their wealth in housing, maintain high levels of wealth throughout retirement, and … realistic risks, housing, and heterogeneity in bequest preferences. I exploit policy changes to the taxation of housing and …

decisions. We investigate empirically and theoretically the life-cycle patterns of homeownership, housing and nonhousing assets … in retirement. Using an estimated structural model of saving and housing decisions, we find, first, that homeowners … 1996-2006 housing boom significantly increased homeowners' assets. These channels are quantitatively significant; without …

-cycle model. The representative household maximises lifetime utility through its choice of optimal levels of consumption, housing … and saving. A key feature of the approach is modelling the consumption of housing services as a separate good in …