Showing 1 - 10 of 3,205
"traditional" registered pension plan or RPP, a "flexible" group registered retirement savings plan or group RRSP, and a "hybrid …
Persistent link: https://www.econbiz.de/10011997334
Canadian tax rules allow accumulation of retirement savings in “tax assisted” plans, including defined-benefit (DB … class” incomes, who will not receive enough pension income from programs such as Old Age Security (OAS) and the Canada …
Persistent link: https://www.econbiz.de/10013113507
institute. In “Helping Ontarians Save for Retirement: How the Province Could Adapt the Canada Supplementary Pension Plan … Canada Pension Plan (CPP) on one hand, or reliance on Pooled Registered Pensions Plans (PRPPs), on the other …
Persistent link: https://www.econbiz.de/10013057219
of two tiers of second pillar savings – mandated and non-mandated (voluntary). Furthermore, the government can set two …
Persistent link: https://www.econbiz.de/10013034470
This paper examines financial literacy in Canada using a dataset from early 2023 that measures the knowledge of middle …, we then show a strong correlation between financial literacy and the knowledge of the retirement system in Canada …
Persistent link: https://www.econbiz.de/10014553069
Discussions of pension adequacy for elderly Canadians have used the rate at which income falls with age — the income replacement rate or the ratio of post-retirement income to pre-retirement income. Use of income streams to assess post-retirement welfare requires a standard against which...
Persistent link: https://www.econbiz.de/10013110127
Retirement savings abandonment is a rising concern connected to defined contribution systems and default enrollment. We … automatic rollover IRAs, a type of default account. We nest our findings in a model of retirement savings featuring forgetting …
Persistent link: https://www.econbiz.de/10013223819
Retirement savings abandonment is a rising concern connected to defined contribution systems and default enrollment. We …
Persistent link: https://www.econbiz.de/10013417327
The direct financial impact of the financial crisis has been to deal a heavy blow to investment-based pensions; many workers lost a substantial portion of their retirement saving. The financial sector implosion produced an economic crisis for the rest of the economy via high unemployment and...
Persistent link: https://www.econbiz.de/10009305828
This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …
Persistent link: https://www.econbiz.de/10011527294