Over half of the U.S. population receives health insurance through an employer, with employer premium contributions … the labor market to explore how this uniquely American approach to financing health insurance contributes to labor market … inequality. We consider a partial-equilibrium counterfactual in which employer-provided health insurance is instead financed by a …

Over half of the U.S. population receives health insurance through an employer, with employer premium contributions … the labor market to explore how this uniquely American approach to financing health insurance contributes to labor market … inequality. We consider a partial-equilibrium counterfactual in which employer-provided health insurance is instead financed by a …

largely compensated for by social transfers: mainly sickness and disability insurance. However, there were also large and …

have impacted the rise of disability rates in OECD countries. To do so, we use an RDD design to study how a JSM program … but also in the transition to disability. The RDD exploits the fact that the program was only targeted at long … unemployment to disability and no impact on the transition rate to employment or inactivity. More precisely, individuals just below …

-disabled people: that is, having a disability is a greater disadvantage for less educated than for better educated people. We provide … disabilities is generally less dependent on their educational attainment. Overall, we estimate that 20% of the disability …

variation in the rollout of a universal insurance program-the introduction of long-term care (LTC) insurance in Germany in 1995 …Arrow (1963) hypothesized that demand-side moral hazard induced by health insurance leads to supply-side expansions in … healthcare markets. Capturing these effects empirically has been challenging, as non-marginal insurance expansions are rare and …