The authors analyze how data in public credit registries can be used both to strengthen bank supervision and to improve … calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings for the Basel II …

"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank …, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings … the Caribbean Region--is part of a larger effort in the region to analyze the effects of bank capital regulation …