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Financial technology and its impact on digital literacy in India : using poverty as a moderating variable
Gautam, Rahul Singh; Rastogi, Shailesh; Rawal, Aashi; … - In: Journal of risk and financial management : JRFM 15 (2022) 7, pp. 1-15
authors aimed to explore the impact of financial technology on the digital literacy rate in India, by utilizing the poverty … and two union territories (UTs) of India were considered for three financial years, i.e., 2017-2018 to 2019-2020. The … literacy. Additionally, the findings imply that ordinary people living in urban and rural areas of India should take advantage …
Persistent link: https://www.econbiz.de/10013370500
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Banking on Transparency for the Poor : Experimental Evidence from India
Field, Erica Marie; Rigol, Natalia; Moore, Charity Troyer; … - National Bureau of Economic Research - 2022
Do information frictions limit the benefits of financial inclusion drives for the rural poor? We evaluate an experimental intervention among recently banked poor Indian women receiving government cash transfers via direct deposit. Treated women were provided automated voice calls confirming...
Persistent link: https://www.econbiz.de/10013334506
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Mobile banking : innovation for the poor
Ismail, Tashmia; Masinge, Khumbula - 2011
Persistent link: https://www.econbiz.de/10009525524
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Mobile banking: innovation for the poor
Ismail, Tashmia; Masinge, Khumbula - In: African journal of science, technology, innovation & … 4 (2012) 3, pp. 98-127
Persistent link: https://www.econbiz.de/10009707845
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Research and impacts of digital financial services
Karlan, Dean; Kendall, Jake; Mann, Rebecca; Pande, Rohini; … - 2016
Persistent link: https://www.econbiz.de/10011548544
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An innovative fund mobility solution for the unbanked poor masses
Anand, Shweta - In: International journal of business policy and economics 4 (2011) 2, pp. 177-183
Persistent link: https://www.econbiz.de/10009535236
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Savings for the Poor : Banking on Mobile Phones
Mas, Ignacio - 2014
The paper reviews the relevance of formal financial services - and in particular savings - to poor people, the economic factors that have hindered the mass-scale delivery of such services in developing countries, and the technology-based opportunities that exist today to make massive gains in...
Persistent link: https://www.econbiz.de/10013069369
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Mobile Banking Usage, Quality of Growth, Inequality and Poverty in Developing Countries
Asongu, Simplice - 2019
The transition from Millennium Development Goals to Sustainable Development Goals has substantially shifted the policy debate from development to inclusive development. Using interactive quantile regressions, we examine the correlations between mobile banking and inclusive development (quality...
Persistent link: https://www.econbiz.de/10012900664
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Research and Impacts of Digital Financial Services
Karlan, Dean S. - 2018
A growing body of rigorous research shows that financial services innovations can have important positive impacts on wellbeing, but also that many do not. We first describe the latest evidence on what works in financial inclusion. Second, we summarize research on key financial market failures...
Persistent link: https://www.econbiz.de/10012935529
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Managing Mobile Banking to Address the Needs and Protect the Vulnerability of Poor People in Bangladesh
Buckland, Jerry - 2015
Mobile banking places a wide set of financial services – transferring money for savings, investment, paying bills, to relatives – into the palm of a person's hand. Mobile money transfers have rapidly grown in Kenya, Tanzania, the Philippines, and is set to grow rapidly in Bangladesh in the...
Persistent link: https://www.econbiz.de/10013009665