the poverty framework, while also taking into account the (potential) leverage by assets. We focus on a case study of … over-indebtedness, poverty and financial vulnerability. We also simulate two potential policy reforms which address these …

five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …

drought shocks. It analyzes mechanisms through which cash transfers contribute to resilience, such as savings facilitation … increase savings. They also help households protect earnings in agriculture and off-farm businesses when shocks occur. Few … poor households can foster resilience by facilitating savings and income smoothing …

impact of financial literacy on poverty, which is a downstream welfare indicator. Consequently, we have constructed a … composite financial literacy index. Our results reveal that financial literacy plays an important role in reducing poverty. This …