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Anderson, Michael H.; Jackson, Raymond - In: Journal of economics & business 117 (2021), pp. 1-9

Persistent link: https://www.econbiz.de/10012807400

Eichholtz, Piet; Ongena, Steven; Yönder, Erkan - 2019

Comparing banks to non-bank lenders, we investigate whether the geographical distance between lenders, borrowers and their properties is reflected in the pricing of US mortgages that were included in US CMBS pools during the 2000 to 2017 period. The difference in loan spread when bank-borrower...

Persistent link: https://www.econbiz.de/10012134672

Households rejecting loan offers from banks

Bai, Yiyi; Lu, Liping - In: Journal of banking & finance 119 (2020), pp. 1-15

Persistent link: https://www.econbiz.de/10012521184

Banks, non-banks, and the incorporation of local information in CMBS loan pricing

Eichholtz, Piet; Ongena, Steven; Simeth, Nagihan; … - In: Journal of banking & finance 154 (2023), pp. 1-21

Persistent link: https://www.econbiz.de/10014486640

Asymmetric group loan contracts : experimental evidence

Carli, Francesco; Suetens, Sigrid; Uras, Burak; Visser, … - 2021

Persistent link: https://www.econbiz.de/10012617303

Psychometrics as a tool to improve screening and access to credit

Arráiz, Irani; Bruhn, Miriam; Stucchi, Rodolfo - 2015

screen out high credit risk and potentially increase access to credit for small business owners in Peru. We use … entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the EFL tool. We find that the … entrepreneurs - i.e., those with a credit history. For unbanked entrepreneurs - i.e., those without a credit history - using the EFL …

Persistent link: https://www.econbiz.de/10011485359