This paper examines the retirement savings investment choices of Australian workers over a three year period, including …

relationship between the gender gap in financial literacy and the gender gap in pension savings amongst non-retired adults aged 18 … where the focus is on pension savings and a more structural specification where the focus is on the "pension return" (the … ratio of pension savings to cumulative earnings). Oaxaca-Blinder decomposition analysis suggests that around 8.5 per cent of …

This article introduces four metrics quantifying the adequacy of retirement savings taking into account all major …-advantaged defined-contribution employee retirement savings accounts. Our analysis reveals that compulsory retirement savings, even when … estimates of retirement savings adequacy. Our analysis also points to several shortcomings of the widely-used income replacement …

(DC) retirement plans. Retired households need to manage risks and generate income from their savings. We study the …