This article examines the conflation of social security fraud and overpayment. While there may be a perception that … overpayments are generally the result of fraud, the research reported on here suggests otherwise. By comparing administrative … decisions relating to overpayment, and criminal court decisions relating to fraud, it is argued that many low level fraud cases …

as well as the level and volatility of auto insurance loss ratios in Canada. We find that rate reduction orders, product …This article investigates the impact of automobile insurance regulation on the size of the involuntary insurance market … underwriting cycle and investment returns. The results suggest that the insurance underwriting cycle and stock market returns …

significant problem with insurance fraud. Quebec has less onerous rate regulations and less generous prescribed benefits …This study compares the average cost and affordability of personal passenger automobile insurance premiums in each of … the 10 Canadian provinces from 2007 to 2009. Four provinces have government-owned monopolies that sell insurance coverage …