-run auto insurance monopoly but only for bodily injury.The study examines why Ontario has relatively high average premiums and …This study compares the average cost and affordability of personal passenger automobile insurance premiums in each of … the 10 Canadian provinces from 2007 to 2009. Four provinces have government-owned monopolies that sell insurance coverage …

as well as the level and volatility of auto insurance loss ratios in Canada. We find that rate reduction orders, product …This article investigates the impact of automobile insurance regulation on the size of the involuntary insurance market … underwriting cycle and investment returns. The results suggest that the insurance underwriting cycle and stock market returns …