In this study, we examine how the market concentration in the insurance industry impacts employment and wages. We use … panel data, with fixed effects, to find that a higher market concentration is associated with lower employment in the … industry. Additionally, we find that market concentration is associated with a lower share of wages. However, we do not find …

status in decisions to transition to self-employment. Much of the past literature has incorporated health status in models … using a discrete factor random effects model. Three hypotheses for the direct effect of health on the self-employment … decision are put forth. The indirect effect that health may have in determining one’s valuation of health insurance coverage is …