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Contract structure, time preference, and technology adoption
Chowdhury, Shyamal K.; Smits, Joeri; Sun, Qigang - 2020
Do constraints to technology adoption vary by behavioral traits? We randomize 150 villages in Bangladesh into being offered standard microcredit, loans with a grace period, the choice between those two contracts, and control. No discernible average effects are detected on the adoption of...
Persistent link: https://www.econbiz.de/10012266255
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Microinsurance Decisions : Gendered Evidence from Rural Bangladesh
Clarke, Daniel; Kumar, Neha - 2015
Most index-based insurance products have been developed without giving explicit attention to gender. However, there is ample evidence that shocks affect men and women differently and that they allocate resources in different ways. In Bangladesh it is often assumed that women are less involved in...
Persistent link: https://www.econbiz.de/10014131897
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Financial inclusion, financial regulation, and education in Bangladesh
Khalily, M. A. Baqui - 2016
services has increased. Both banks and microfinance institutions have contributed to higher intensity. A recent study shows …
Persistent link: https://www.econbiz.de/10011576821
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Flexible microcredit : effects on loan repayment and social pressure
Czura, Kristina; John, Anett; Spantig, Lisa - 2020
Flexible repayment schedules allow borrowers to invest in profitable yet risky projects, but practitioners fear they erode repayment morale. We study repayment choices in rigid and flexible loan contracts that allow discretion in repayment timing. To separate strategic repayment choices from...
Persistent link: https://www.econbiz.de/10012219888
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The Microfinance of Reproduction and the Reproduction of Microfinance : Understanding the Connections between Microfinance, Empowerment, Contraception and Fertility in Bangladesh i...
Duvendack, Maren - 2011
Microfinance (MF) and family planning (FP) are thought to be very important interventions in the promotion of human …
Persistent link: https://www.econbiz.de/10013122175
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The Impact of Microcredit on the Poor in Bangladesh : Revisiting the Evidence
Roodman, David - 2013
We replicate and reanalyse the most influential study of microcredit impacts (Pitt and Khandker, 1998). That study was celebrated for showing that microcredit reduces poverty, a much hoped-for possibility (though one not confirmed by recent randomized controlled trials). We show that the...
Persistent link: https://www.econbiz.de/10013085413
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The Impact of Microcredit in Rural Bangladesh : A Fuzzy Regression Discontinuity Design Approach
Aktaruzzaman, Khondker - 2014
Microcredit has expanded rapidly in recent years but its effect at the household level is still controversial and there is little empirical evidence on its externalities to the non-borrowers. This paper estimates the effect of participation in microcredit programs on expenditure and savings both...
Persistent link: https://www.econbiz.de/10013064670
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Do Microfinance Programs Change Fertility? Evidence Using Panel Data from Bangladesh
Kuchler, Andreas - 2014
Microfinance programs have become increasingly popular instruments in development policy. Many microfinance programs … of many governments in developing countries is to reduce fertility. Since microfinance is widespread in Bangladesh, it is … an interesting country in which to study the potential for microfinance to assist in achieving a goal of fertility …
Persistent link: https://www.econbiz.de/10013070048
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Provision of Microfinance Services : A Comparative Study of SHG versus Grameen Group Models
Komera, Surenderrao - 2009
Group based Lending Models have been built on existing informal lending and saving groups such as Rotating of Savings and Credit Associations (ROSCAs). The group lending mechanism promises the win-win solution for both the lender and the borrower from the problems caused by the information...
Persistent link: https://www.econbiz.de/10013156432
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Flexible Microcredit : Effects on Loan Repayment and Social Pressure
Czura, Kristina - 2020
Flexible repayment schedules allow borrowers to invest in profitable yet risky projects, but practitioners fear they erode repayment morale. We study repayment choices in rigid and flexible loan contracts that allow discretion in repayment timing. To separate strategic repayment choices from...
Persistent link: https://www.econbiz.de/10012832188